What You Should Know About Moving Insurance

02/12/2024

When you're moving whether across the city or to a new state protecting your belongings is so important. Moving insurance offers peace of mind, ensuring that if something goes wrong during your move, you won’t be left with unexpected costs. In this blog, we’ll explain the types of moving insurance available, why it’s important, and how to choose the best coverage for your needs.

moving insurance

What Is Moving Insurance?

Moving insurance is a type of coverage that protects your belongings against damage or loss during the moving process. Most removal companies, including Gago Movers, offer different levels of insurance. Understanding these options helps you pick the right protection for your items.

Types of Moving Insurance

1. Basic Coverage (Released Value Protection)

Basic coverage is often included at no extra charge with your move. However, it provides limited protection. Typically, the compensation is based on the weight of your items, not their value. For example, if a heavy piece of furniture gets damaged, you may only receive a small amount based on its weight.

2. Full Value Protection

For more comprehensive coverage, Full Value Protection is the best option. If your items are lost or damaged, a local moving company like Gago Movers will repair, replace, or reimburse you for the full value of the item. While this coverage comes at a higher cost, it ensures peace of mind, especially if you’re moving valuable or fragile items.

3. Third-Party Insurance

Third-party insurance offers the most extensive protection, covering scenarios that moving companies might not, such as natural disasters or accidents. This option is ideal if you want additional coverage beyond what’s offered by the moving company itself.

packing and moving

Why Is Moving Insurance Important?

Accidents can happen during a move, and the last thing you want is to be left paying out of pocket for damaged or lost items. Moving insurance ensures that if anything goes wrong, you won’t bear the full financial burden.

If you’re moving valuable or fragile items like electronics, artwork, or antiques having insurance is a must. While companies like Gago Movers take care to handle your belongings carefully, having coverage provides a safety net in case of unexpected incidents.

How to Choose the Right Moving Insurance

When selecting moving insurance, consider the following factors:

  • Value of Your Belongings: If you're moving high-value or fragile items, opt for Full Value Protection or third-party insurance for the best coverage.
  • Your Budget: Basic coverage is free, but it might not provide enough protection for valuable items. Assess your budget against the level of protection you need.
  • Peace of Mind: The more coverage you have, the less stress you'll have during your move. Full Value Protection offers greater peace of mind, especially for valuable items.

 

How Gago Movers Can Help

At Gago Movers, we understand how important it is to protect your belongings during a move. That’s why we offer a variety of insurance options that meet your needs. Whether you're looking for basic coverage or full-value protection, we can help ensure that your move is secure and worry-free.

For more information on our moving insurance options or to get a quote for your move, click here. Our team is ready to help you choose the best insurance coverage for your move.

get a quote in 30 minutes!